• Financial snapshot – Collection of documents that will build a picture of current financial condition (records of debt, savings, and income)
  •   Budget Services – Setting up a zero-based budget. Identification of critical budget needs and income utilization
  •   Debt Snowball Building – Arrangement of debts in order to prioritize payment and create financial momentum as each debt is paid.
  •   Motivation Techniques – Providing information that will assist the client with identification of problems and possible solutions.
  •   Encouragement – Helping clients move forward and reminding them of financial goals and a better future.